Raefolio.sg

New Launch Cash-Flow Simulator

Enter your numbers below to see the downpayment breakdown, stamp duties, and the full stage-by-stage progressive payment schedule for a Build-Under-Construction (BUC) private property purchase. Figures use published BSD/ABSD rates and MAS lending limits. Always confirm with IRAS, your bank, and your conveyancing lawyer before making a purchase decision, since rates can change and your bank's actual offer may differ.

Rates vary by bank and profile. Reach out to us for a current quote.

Downpayment

Cash minimum (5%)$75,000
Cash/CPF, remainder (20%)$300,000
Total (25%)$375,000

Stamp duties & fees

Buyer's Stamp Duty (BSD)$44,600
Additional Buyer's Stamp Duty (ABSD)$0
Legal fee (estimate)$3,000
Total expenses$47,600

Cash/CPF needed by S&P signing

$347,600

Booking (5%) + S&P signing (15%) of the purchase price, plus BSD, ABSD, and the legal fee estimate.

Loan

Loan amount$1,125,000
Assumed tenure30 years

Get current bank interest rates & packages

This simulator uses a placeholder rate. I can get you the actual packages banks are offering right now for this profile. While we're at it, I can also flag any live developer promotions not listed here, and walk through stack- and unit-specific guidance.

Chat with Rae for current rates
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